Kasko / Car Insurance
Kasko Insurance Prices 2024
Fill out the form and get your offer
Let's offer your policy with special online discount
We provide you with the best quality service with Turkey's leading insurance companies.
Change of ownership of vehicles is only possible through a notary sale. The title of ownership does not change for the vehicle without a notary sale. The contract made between the parties does not remove the responsibility of the seller.
How the damage payment will be made is explained in detail in the policies. If repairs are to be made, the policy states whether the repairs will be made at the services to be determined by the company or at the services to be determined by the insured. In addition, it is stated which of the part options such as original parts or equivalent parts will be used in the compensation of the damage.
Main coverages; Collision, fie damage, theft are the main coverages of the motor insurance.
Personal belongings coverage is valid for non-commercial items that the insured keeps with them in their daily lives. All kinds of jewellery, money, credit cards, cheques and notes and similar valuable documents, mobile phones, portable computers and similar devices and components and all electronic devices are not included in the coverage. For more accurate information, please see the scope of coverage in the details of the insurance policy you purchased.
As a result of an accident that may occur in the insured vehicle while the vehicle is in motion or parked, while the vehicle is being maintained or while getting in and out of the vehicle, the death, permanent disability and treatment costs of the persons inside the vehicle are covered under the limits and conditions specified in the policy.
In Kasko Insurance, as a general principle, the no-claims discount follows the vehicle owner. In this way, when you leave your old insurance company and take out a motor insurance policy with a different insurance company, your discount right continues. You will also continue to benefit from the discount when you sell your old vehicle and buy a new vehicle.
You can follow the record of your past kasko insurance policies and no-claims discounts on Tramer.
Yes, it continues, it is essential not to interrupt the insurance in order not to lose the no-claims discount right. The no-claims discount level in Kasko Insurance can be monitored online by all insurance companies through the Insurance Information and Surveillance Centre (Tramer).
No, when the vehicle changes hands, the kasko insurance policy does not tansfers. The policy is cancelled and the premium for the days that have not been processed is returned to the insured on a daily basis.
You can secure both yourself and your loved ones against damages that may occur in your vehicle with the additional coverages of Kasko insurance. These Coverages;
All rights, benefits and debts of the insured are transferred to the legal heirs. For the transfer of insurance, the heir must submit the certificate of inheritance to the insurance company.
Yes, you can issue a policy to your vehicle that has not yet been issued a licence plate through the temporary licence plate, the licence plate code of the province you are in and New Registration Number. When issuing Kasko Insurance for new vehicles without a licence, it is issued primarily on the basis of engine, chassis number, year, make and model.
When making a kasko insurance policy, it must be arranged according to the insurance price of your vehicle. In addition, if you have no previous damage, check the no-claim discount. Apart from these, it is useful to pay attention to the service selections, original spare parts coverage, vehicle model and year are written correctly in your policy. Finally, you should especially pay attention to fake websites.
Yes, there are 4 different types determined by the Turkish Insurance Association in Kasko Insurance. These are defined as kasko insurance, narrow kasko insurance, extended kasko insurance and full kasko insurance.
Every month, the vehicle value is determined by taking the Kasko Insurance Vehicle Value List published by the Association of Insurance and Reinsurance Companies of Turkey as a criterion.
Kasko Insurance provides coverage for material damages that occur in your own vehicle.
Traffic Insurance, on the other hand, is a compulsory insurance that covers material and bodily damages caused by your vehicle to the other party and third parties. Traffic Insurance covers only the damages caused to the other party and third parties and does not pay for the damage to your own vehicle. In this case, in order to cover the damage to your own vehicle, you must have Kasko insurance.
Vehicle insurance value is not specified on the policy. Insurance companies cover the vehicle up to its fair value as of the date of damage. In case of total loss damage, the market value is taken as basis. In case of damage, under/over insurance is not applied.
If the investigations to be carried out by the relevant authorities to find the stolen vehicle do not yield results within 30 days, the insurer pays the indemnity by obtaining an official letter from the relevant authority stating that the vehicle cannot be found. If the stolen vehicle is found following this payment, the insured is obliged to immediately notify the insurer in writing; the insured may take back the vehicle by returning the compensation received or transfer the ownership of the vehicle to the insurer.
There are important differences between contracted and non-contracted services.
You do not have to pay any fee for maintenance and repair at contracted services. All transactions take place between your insurance company and the service centre.
In services without a car insurance agreement, you as the vehicle owner must pay. In order to receive the payment made, it is requested from the insurance company with the invoice given from the service.
The accessories included in the factory original of the insured vehicle are automatically included in the coverage. Accessories that are not included in the factory original of the insured vehicle are not included in the coverage unless specified in the policy. Accessories (radio-tape, columns, steel wheels, special tyres, radios, telephones and other accessories) that are installed to the vehicle afterwards can be included in the coverage by specifying the insurance price, registering with the addendum and paying the premium.
In order for the kasko insurance to cover the theft of the vehicle key from home, you must have this coverage added to your policy. If the key of your vehicle is seized, stolen or attempted to be stolen from your home in the cases specified in the policy, it may be damaged. These damages are covered by your insurance company.
When you have an accident with your vehicle, you must notify the insurance company as soon as possible with a damage report. It is an important detail to take a photo of the vehicle at the place where the accident occurred while reporting the damage. If you forward the report kept by the parties to the accident to the insurance company, you will have made a damage report. Other documents required for a damage report are generally listed as follows:
However, different insurance companies may request different documents. For this reason, it would be best to call the insurance company before reporting.