Private Health Insurance
Private Health Insurance Prices 2024
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You can benefit from digital private health insurance in contracted hospitals, including public hospitals. Details about this are stated in the general and special conditions section of the policy. According to the contract, the insurance is also valid abroad.
As with standard health insurance types, digital private health insurance benefits are valid for 1 year from the start of the policy. This period starts at 12.00 pm on the first day and ends at 12.00 noon on the last day.
The services you can benefit from without paying any fee under the policy are memorial VIP check up, online doctor and dental care package. When you want to benefit from these services, you can contact Demir Health and Life Customer Services at 0850 252 04 04.
For people under the age of 50 who have been insured for 3 consecutive years within Demir Sağlık, it is guaranteed that the lifetime health insurance plan will be renewed in the same way. In this context, no additional premium is applied depending on the contract premium of the diseases that occur or the indemnities paid. You can reach more comprehensive information about the guarantee via the customer service number 0850 252 04 04.
Women who want to have maternity and birth coverage must be between the ages of 18 and 45.
If you are wondering if the private health insurance with the package you have chosen starts immediately, you must approve the policy and pay the insurance premium in order for the process to start. If you will make your payment in instalments within the scope of the agreement, your insurance will not be active until you make the first instalment payment.
Article 4 of the special conditions of the policy specifies the waiting period for which diseases. This period is expressed as 12 months. For these diseases, regardless of the urgency, a waiting period is applied from the first insurance start date. Minor intervention, hospital treatment, artificial limb coverage, rehabilitation and home care, physical therapy coverage, surgery compensation coverage are included in this scope.
Overseas support is only valid for emergency cases covered by inpatient treatment coverage. In order for the costs to be covered, you must apply to the insurance company with the relevant invoice and documents. You can pay your medical expenses incurred due to hospitalisation and then claim compensation for this.
The limit for outpatient treatment within the scope of the insurance is determined as 5000 TL. The participation share is 80% and the details regarding this are included in the special and general terms and conditions of the policy. In order to benefit from the coverage offered, the treatment must be applied in contracted institutions. You can access the list of contracted institutions valid for Demir Health private health insurance at any time on the website.