Dear foreign health insurance customers ( ikamet insurance ), today in this blog series it will be about Healthcare Tourism Complication Coverage Insurance for you.
Healthcare Tourism Complication Coverage Insurance provides coverage for foreign individuals who are planning to have one of the specified surgeries or treatments below in Turkey. Coverage becomes valid in case of repetition of the same surgery due to complications that should arise after the primary surgery. Both the primary surgery and the repetition surgery should be undertaken in Turkey. The policy is valid for 6 months starting from the date of commencement.
Coverage Detailsit is for stays outside the health institution.
What is it?
Healthcare Tourism Complication Coverage Insurance provides coverage for foreign individuals who are planning to have one of the specified surgeries or treatments below in Turkey. Coverage becomes valid in case of repetition of the same surgery due to complications that should arise after the primary surgery. Both the primary surgery and the repetition surgery should be undertaken in Turkey. The policy is valid for 6 months starting from the date of commencement.
The insurance covers mainly the following procedures, whose details are given in the following pages:
Dental
Treatments under the dental plan are; tooth extraction, surgical tooth extraction, root canal operation, implant operation, prosthetic tooth application and periodontology applications. Orthodontic treatments are excluded from coverage.
In prosthetic tooth application, problems such as undesired color or form of prosthesis, will not be deemed as a complication and no reimbursement will be made.
In surgical tooth extraction, complications, such as delayed hemorrhage, gingiva infection, leaving a part of the tooth; in implant applications, ill-fitting implant, loose implant, dislodged implant and inflicting damage on the jaw bone, are included in the coverage.
Eye
Eye plan includes the coverages for corrective procedures, such as excimer laser and LASIK, cataract surgery, ptosis surgery, glaucoma surgery and retinal detachment surgery.
In excimer laser surgeries; flap dislocation, keratitis, development of epithelia under flap, more than 0.75 degrees visual impairment in the examination, performed 60 days after surgery,
In cataract surgeries; hemorrhage, perforation of the eye, tearing of lens capsule, loss of transparency of cornea layer, burn at the incision site, cataract parts remaining in the eye, infection, retinal detachment, edema in yellow spot, disturbance and pain in the eye, droopy eyelids, glaucoma and/or double vision; more than 1-degree visual impairment in the examination performed 60 days after surgery;
In ptosis surgery; relapse of the droopy eyelid,
In retinal detachment surgery; relapse of detachment, intraocular hemorrhage, eye perforation,
In glaucoma surgery; conjunctival tearing, scleral flap damage, loss of vitreous, loss of central visual field, decompression retinopathy, infection, bleb leakage, suprachoroidal hemorrhage, uveitis, are covered by the insurance.
Hair Transplant
In hair transplantation plan, complications that are arising as a result of patient’s non-compliance with the recommendations of physician (early period hair brushing, failure to comply with hair washing procedure, failure to apply necessary care) and the resulting failure of hair transplantation, are excluded from coverage.
Despite the compliance with all these recommendations, non-retention of hair follicles or treatments for infection in the skin and repetition of hair transplant, are included in the coverage. For the reimbursement of the claims, it must be determined with a physician report that all the recommendations were followed after the hair transplantation
Orthopedy, gynecology, general surgery, plastic surgery, cardiovascular surgery
In all surgical procedures, the complications given in informed consent form, signed by patient, are under the coverage (except death).
The plastic surgery revision requests due to failure to comply with personal liking will not be reimbursed. However, failure of the surgery such as:
• Nasal tip drop after rhinoplasty;
• Remaining deviation; asymmetry in breast surgery,
• Dropping, skin infection during the B injection procedure, subcutaneous hemorrhage, long-lasting muscle paralysis are covered.
Organ Transplant
In organ transplants plan, the requirement to repeat transplant procedures as a result of the transplant rejection, is covered. Any expenses related to donors and tests to determine organ compatibility are not covered. The expenses of the recipient/insured at the healthcare institution, including transportation and accommodation, are reimbursed subject to coverage limits.
Who can be insured?
The age limit is between 18 and 75. People aged 75 and over are not covered by the insurance. Passport number is required to issue the policy.
What is the geographical area?
This policy is only valid in case the treatments for complications of surgeries, interventions and medical treatments, performed within the territory of Republic of Turkey after policy commencement date.
You can safely purchase your Health Tourism Insurance, plus your Wellcome/Incoming Travel Health Insurance, online at the same time, both individually and corporately, on the https://www.saglikturizmsigortasi.com/ website with a single transaction.
E-ikametsigorta.com is an online purchasing platform that offers foreign health insurance ( İkamet için yabancı sağlık sigortası ) services for residency. Please visit the home page of our website for our foreign health insurance services.
Best Regards
The E-İkamet Sigorta Team
Important Note; Make all your residency transactions yourself at https://e-ikamet.goc.gov.tr/, the official website of the Republic of Turkey. Avoid sharing your personal information with third parties and intermediaries.
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