Dear Foreign Health Insurance customers, we continue to share with you the legal information we have learned about insurance and residence processes to make the lives of foreign guests living in Turkey easier.
Our website only offers Foreign Health Insurance / Residence Permit Insurance. It was established for this purpose only. Apart from this, there are no different insurance products. All information regarding residence permit processes on our website and blog posts is for the purpose of informing users and is shared completely free of charge to help our insured.
This week we will discuss Private Health Insurance for Foreign Nationals.
Foreign nationals who will reside in Turkey for a minimum of 1 year or more are required to have Foreign Health Insurance in order to apply for residence. In other words, it is the health insurance purchased by foreigners who do not have Turkish citizenship to obtain a residence permit. This rule entered into force in Turkey on April 11, 2014.
For foreign individuals with Foreign Health Insurance, health expenses related to diagnosis and treatment at contracted private health institutions are covered in accordance with the coverage, limit, payment rate and exclusions specified in the policy.
These coverages are the same in all insurance companies and cannot be changed. These policies cover the minimum coverage structure determined in the Circular on Health Insurance to be Provided for Visa and Residence Permit Requests dated 10/05/2016 and numbered 16, which must be taken out in short-term residence permit applications in accordance with the Law on Foreigners and International Protection (dated 16/06/2021 and 2021 /8 with the changes within the scope of circular).
Its biggest advantage is that it is more affordable than normal private health insurance and since foreign guests are required to purchase it in order to reside in Turkey, it is more affordable than normal insurance.
If it is necessary to list the policy guarantees;
Foreign Health Insurance is divided into two: Outpatient and Inpatient Treatment Coverage.
1-Your Inpatient Treatment Expenses
• Hospital services (surgery, operating room, anesthesia, medicine, laboratory, etc.)
• Room, bed and meal expenses during hospital stay
• All diagnostic biochemistry, microbiology, pathology examinations, radiological examination and imaging performed during inpatient treatment
• Postoperative physical therapy
• Chemotherapy, radiotherapy, dialysis
• Medical treatments lasting less than 24 hours (observation, observation)
• Artificial limb expenses in case of limb loss because of an accident or disease
• Treatments in intensive care units
• Treatments related to teeth and nose resulting from traffic accidents
Inpatient Treatment Expenses are covered without any limit in all contracted health institutions, and with an annual limit of 50,000 TL and 20% insured contribution in non-contracted health institutions.
There is a waiting period of 9 months for inpatient treatment.
2-Your Outpatient Treatment Expenses
• Doctor examination
• Diagnostic examinations
• Medicine
• Physiotherapy
There is an annual usage limit of 5,000 TL for outpatient treatments.
In contracted hospitals, only 20% is paid by the insured. There is a 40% contribution fee for non-contracted hospitals.
There is a waiting period of the first 6 months for Outpatient Treatment.
E-ikametsigorta.com is Turkey's First and Leading Online Foreign Health Insurance purchasing platform and offers only Foreign Health Insurance / Residence Permit Insurance. It was established for this purpose only.
The insurances on our website are valid for all Residence Applications. All information about the residence processes on our website is for the purpose of informing our insured.
You can access the content and scope of Foreign Health Insurance that we offer as E-ikametsigorta.com via the link https://www.eikametsigorta.com/content/health-insurance-for-foreigners on our home page.
As E-ikametsigorta.com, we always support you both in insurance purchasing and post-purchase processes. Our customer service department is happy to guide and help you 7 days a week in 4 languages.
Don't forget to write to our WhatsApp line to get information and get the BEST prices.
Regards,
E-Ikamet Insurance Team
Website: https://www.e-ikametsigorta.com/
Contact: +90 212 355 89 89
WhatsApp: https://wa.me/902123558989
Address: Nispetiye Mah. Gazi Gunar Sok. No:4 Floor:4 Office No:10 Beşiktaş, Istanbul
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